Accept Payments With Confidence

Flexible payment processing with multiple gateways, secure checkout, transaction tracking, and refund management — built into your commerce platform.

6+
Payment Gateways
Secure Checkout
Transaction History
Refunds

Complete Payment Infrastructure

Payments in Pivlu gives you a unified system for accepting, tracking, and managing every transaction across your commerce platform. Connect multiple payment gateways, offer your customers their preferred payment methods, and keep a full audit trail of every charge and refund.

Tightly integrated with the Orders and Invoicing apps, payments flow automatically through your business — from checkout to reconciliation — without manual data entry.

  • Multiple payment gateways
  • Secure payment processing
  • Transaction history & receipts
  • Refund management
  • Payment status tracking
  • Connects to orders & invoices

Get Paid in Three Steps

Configure your gateways, accept payments at checkout, and track every transaction — all from one dashboard.

1

Configure Gateways

Connect your preferred payment providers. Enter your API credentials, set accepted currencies, and choose which methods to offer at checkout.

2

Accept Payments

Customers pay through your secure checkout using credit cards, bank transfers, digital wallets, or any other enabled method. Transactions are processed in real time.

3

Track Transactions

Every payment is logged with full details — amount, status, method, and timestamp. Filter, search, and export your transaction history at any time.

Every Way Your Customers Want to Pay

Offer the right payment options for your market. From card processing to offline payments, cover every scenario.

Credit / Debit Cards

Accept Visa, Mastercard, and Amex through your connected payment gateway. Cards are processed securely without storing sensitive data on your servers.

Bank Transfer

Manual payment option with bank details and instructions displayed at checkout. Mark payments as received once the transfer clears your account.

Cash on Delivery

Offline payment option where customers pay upon receiving their order. The order is created immediately and marked as paid once cash is collected.

Digital Wallets

PayPal, Apple Pay, and Google Pay integration for one-tap checkout. Customers pay with their existing wallet accounts for a faster experience.

Payment Links

Generate shareable payment URLs for invoices, custom amounts, or ad-hoc charges. Send links via email, chat, or SMS for quick collection.

Manual Payments

Record offline transactions such as checks, wire transfers, or in-person payments. Keep your ledger complete with every payment method accounted for.

Full Transaction Visibility

Monitor every payment in real time. Filter by status, search by customer, and drill into individual transactions for full details.

Transaction Dashboard
  • Sortable list of all transactions
  • Filter by date range, status, and method
  • Search by customer name, email, or reference
  • Export to CSV for accounting and reporting
Payment Status
  • Pending — awaiting confirmation
  • Completed — payment received and verified
  • Failed — declined or error during processing
  • Refunded — full or partial return issued
Receipts
  • Auto-generated receipt for every transaction
  • Includes amount, method, date, and reference ID
  • Downloadable PDF for customer records
  • Automatic email delivery to customer
Payment Matching
  • Link payments to orders automatically
  • Match bank transfers to pending invoices
  • Split payments across multiple orders
  • Reconciliation dashboard for unmatched amounts

Secure by Design

Every transaction is protected with industry-standard security. Your customers' data stays safe, and your business stays compliant.

PCI Compliance

Card data is handled by certified payment processors. Sensitive information never touches your servers, keeping you PCI compliant by design.

SSL Encryption

All payment transactions are encrypted end-to-end with TLS. Data in transit between customer, your platform, and payment providers is fully protected.

Fraud Detection

Suspicious transactions are flagged automatically. Get alerts for unusual patterns, multiple failed attempts, or high-risk payment behaviors.

Audit Trail

Every payment action is logged — charges, refunds, status changes, and admin overrides. A complete history for compliance and dispute resolution.

Hassle-Free Refund Management

Process refunds quickly and accurately. Full or partial, every refund is tracked and routed to the original payment method.

Full Refunds

Return the complete payment amount in one action. The original transaction is updated to reflect the refund, and the order status is adjusted automatically.

Partial Refunds

Refund a specific amount from a transaction. Useful for partial returns, goodwill credits, or price adjustments without canceling the entire order.

Refund to Original Method

Refunds are automatically routed back to the customer's original payment method — card, wallet, or bank account — no manual intervention required.

Refund History

Every refund is recorded against its original transaction with date, amount, reason, and who initiated it. Full traceability for your financial records.

Frequently Asked Questions

Pivlu supports major payment processors including Stripe, PayPal, and additional gateways through a modular provider system. You can configure multiple gateways simultaneously and offer different methods to customers based on their region or preference.

No. Sensitive card details are handled entirely by the payment gateway. Pivlu stores only transaction references, amounts, and status information. This keeps your platform PCI compliant without additional certification.

Yes. You can refund any amount up to the original transaction total. Partial refunds are tracked individually against the parent transaction, so you always see the remaining balance and complete refund history for each payment.

Payments created through the checkout flow are automatically linked to their corresponding order. For manual or bank transfer payments, you can match them to orders or invoices from the transaction dashboard. The system also suggests matches based on amount and reference.

Yes. Multi-currency support depends on your payment gateway configuration. You can set a primary currency for your store and enable additional currencies as supported by your connected gateway. Each transaction records the currency used.

Failed payments are recorded with the error reason from the gateway. The customer is notified and can retry with a different payment method. Admins can view failed transaction details, track failure rates, and identify issues with specific gateways or card types.

Set Up Payments

Connect your payment gateway and start accepting payments in minutes. Secure checkout, automatic receipts, and full transaction tracking — ready to go.

Configure Payments

Integrated with your orders, invoices, and commerce platform.